While iPads may be considered a trendy device outside of a university environment, this semester, two new pilot classes are exploring the benefits of using these University-provided devices in the classroom. Professors also are making adjustments based on last fall’s experiences. Last semester 50 iPads were dispersed among different undergraduate classes, including assistant professor of management Corey Angst’s Project Management course. The class used iPads mainly as e-readers, in addition to electronic pop quizzes and sharing documents and videos. Although student feedback was mostly positive, the e-reader through which the class read textbook and supplementary PDF files posed challenges because of its limitations. “One of the criticisms that we saw in the survey [the class took] was that the students said you couldn’t annotate and you couldn’t highlight,” Angst said. “But in fact you can do those things, but you need [to purchase an] application to do it.” Julian Velasco, associate professor at the Notre Dame Law School, who is using iPads in his Advanced Topics in Corporate Law class, requires students to purchase iAnnotatePDF, the application to which Angst referred. He also is using different e-reader software. “The software used to read the text [last semester] was very clunky software designed for the iPad, a 1.0 at best,” Velasco said. “I wanted to nip that in the bud, and I refused to use proprietary software.” Academic Technologies consultant Jon Crutchfield believes the upgrades for Velasco’s class will improve students’ experience with iPads. “Most of the technical issues [last semester] were the usability of the apps themselves,” Crutchfield said. “The apps that are available for Professor Velasco’s course are better than those available to the business school course.” In addition to Velasco’s class, iPads will be used in Professor Lance Askildson’s course on the Impact of Language, Culture and Identity on Educational Practices. For this class, the iPads have two distinct purposes. “They’re both using [iPads] for coursework and trying to figure out how to use it to teach others languages,” Crutchfield said. Because of the success of the iPad first semester and continued improvement, Crutchfield said he foresees an increase in the use of iPads and their equivalents at Notre Dame in the near future. “We actually have web statistics that show that more iPads are accessing Notre Dame websites as time has gone on,” Crutchfield said. Velasco said while the iPad has contributed to a decrease in their own paper usage, a truly paper-free class does not wait in the future. “A completely paperless office? No,” Velasco said. “But as for a drastically reduced paper one? I think absolutely.”
The decision to drop out of school has consequences that affect a student for life. It can hurt communities, too, say education experts with the University of Georgia. Parents should intervene early to keep kids on the right path to success.Numbers vary. But there is no doubt Georgia’s dropout rate is high.Almost one out of three Georgia students leaves school before getting a diploma, according to the Georgia Department of Education. Georgia’s graduation rate is only 62 percent, according to the Editorial Projects in Education Research Center, a non-profit organization that conducts education research, and less than half of the students in Atlanta earn a diploma.“Dropouts are more likely to end up unemployed or working in low-wage positions,” said Ted Futris, a child and family development specialist with the UGA Cooperative Extension. “They are also at a higher risk for criminal activity, imprisonment, childbearing out of wedlock and poverty.”It’s a “push-me-pull-me effect,” he said. School policies like those on truancy and negative experiences at school can push kids out. Challenges at home and early transitions like teen pregnancy can pull kids out. There is no single cause or cure, but efforts to prevent dropout should start before high school.“Adolescents’ brains are not finished developing, especially the parts that control reasoning, planning and making wise decisions. Preventing dropouts begins much earlier than high school or middle school,” said Diane Bales, an associate professor with the UGA College of Family and Consumer Sciences. “In fact, it begins in early childhood with the skills, relationships and attitudes toward learning that young children build in early childhood programs.” Children should be encouraged to learn and graduate even before entering school, Bales said.“Encourage parents to read to young children daily,” Bales said. “One of the best predictors of children’s ease in learning to read is their oral vocabulary at age 4.” Parents should stay involved, Futris said, by attending parent-teacher meetings and volunteering in the classroom.He suggests parents:Monitor learning, keep up with what children are doing and ask questions.Read daily to children and introduce them to the library. Praise effort and not just success. Give children responsibilities at home, which can translate into positive classroom behavior. Establish a schedule at home, which helps children understand routines at school. “Help children explore careers they are interested in and find out what they need to accomplish to meet those goals,” Futris said. “Make your values and expectations clear to your children.” Involvement in extra-curricular activities can keep kids attached to the educational community, he said. If a high school student suggests dropping out of school, try to identify the reasons and work through solutions. Parents can talk to school counselors and teachers for help. “Help them think through all the consequences and see beyond the immediate,” Bales said. “Get them the help they need. It may be a tutor or testing for a learning disability.”“Dealing with academic difficulties in high school or dropout after the fact can be challenging,” said Futris. “That’s why it is important that parents foster learning and the value of education in their children when they are young.”
Cycle through the memories in Townsend, TN and the Dancing Bear Bike Bash.You can never experience a better bike event than the Dancing Bear Bike Bash. Cycle through some of the most beautiful scenery and backroads that can only be found in the Peaceful Side of the Smoky Mountains.Located right outside of the Great Smoky Mountains National Park, Townsend offers great cycling experience. “We count miles in moments”. Come join us and enjoy the rides of your life.Register for the ride at https://www.bikereg.com/27264www.dancingbearlodge.comwww.smokymountains.org
continue reading » Blockchain isn’t a secret. You’ve read about it, heard about it and, perhaps, found yourself in discussions about it. It is, after all, among the fastest-evolving areas of technology. Yet blockchain still is often misunderstood, leaving financial professionals wrestling with one major question: Why should I care?It’s a fair question that stems from understandable skepticism. You might suspect it’s simply the latest tech fad. Or maybe you think it applies only to the megabanks; not your department or financial institution.The answer goes straight to a financial institution’s bottom line: Blockchain matters because it holds the potential to fuel the growth of your business by improving the transparency, auditability, security and speed of financial transactions and applications.Those characteristics are fundamental reasons why Fiserv cares about blockchain. Along with leading institutions and industry participants, we are actively engaging to define practical applications of the technology that drive value for our clients and their customers. 16SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr
President Donald Trump said on Saturday he will nominate a woman to sit on the US Supreme Court, a move that would tip the court further to the right following the death of liberal Ruth Bader Ginsburg.”I will be putting forth a nominee next week. It will be a woman,” Trump said at a campaign rally in Fayetteville, North Carolina. “I think it should be a woman because I actually like women much more than men.”He praised Ginsburg as a “legal giant … Her landmark rulings, fierce devotion to justice and her courageous battle against cancer inspire all Americans.” Any nomination would require approval by a simple majority in the Senate, where Trump’s Republicans hold a 53-47 majority.Not all Republican senators supported the move: Maine’s Susan Collins on Saturday said a nomination should wait.”In fairness to the American people, who will either be re-electing the President or selecting a new one, the decision on a lifetime appointment to the Supreme Court should be made by the President who is elected on November 3rd,” Collins, facing a tough re-election race herself, said in a statement.Democrats are still seething over the Republican Senate’s refusal in 2016 to act on Democratic President Barack Obama’s Supreme Court nominee, Merrick Garland to replace conservative Justice Antonin Scalia, who died 10 months before that election.At the time, Senate Majority Leader Mitch McConnell said the Senate should not act on a nominee during an election year, but he and other top Republican senators have reversed that stance.Even if Democrats win the White House and a Senate majority in the November election, Trump and McConnell might be able to push through their choice before the new president and Congress are sworn in on Jan. 20.Even before Ginsburg’s death, Trump had released a list of potential nominees.Barrett has generated perhaps the most interest in conservative circles. A devout Roman Catholic, she was a legal scholar at Notre Dame Law School in Indiana before Trump appointed her to the 7th Circuit in 2017. Abortion-rights groups have pointed to Barrett’s conservative religious views and said that as a judge, she would likely vote to overturn the landmark 1973 Roe v. Wade Supreme Court decision that legalized abortion nationwide.Lagoa has served on the 11th US Circuit Court of Appeals for less than a year after Trump appointed her and the Senate confirmed her in an 80-15 vote. Prior to that, she spent less than a year in her previous position as the first Latina on the Florida Supreme Court, after more than a decade as a judge on an intermediate appeals court.During the 2016 campaign, Trump promised to appoint justices who would overturn Roe v. Wade, a longtime goal of conservative activists. Even with the current conservative majority, the court voted 5-4 in July to strike down a restrictive Louisiana abortion law.Cristine Crispell, who works in special education in Reedsville, Georgia, drove five hours to attend the rally with her two teenage daughters. She said Trump “absolutely” had the right to nominate a new justice, even so close to the election.”I would like to see Roe v. Wade overturned. Absolutely,” she said. “Sanctity of life is a huge thing.”Trump has already appointed two justices: Neil Gorsuch in 2017 and Brett Kavanaugh in 2018. Kavanaugh was narrowly confirmed after a heated confirmation process in which he angrily denied accusations by a California university professor, Christine Blasey Ford, that he had sexually assaulted her in 1982 when the two were high school students in Maryland.Topics : Earlier, he praised two women as possible replacements: conservatives he elevated to federal appeals courts.Trump named Amy Coney Barrett of the Chicago-based 7th Circuit and Barbara Lagoa of the Atlanta-based 11th Circuit as possible nominees for a lifetime appointment to the highest US court. It would be his third appointment during his first term.Trump said it was his constitutional right to appoint a successor for Ginsburg, and he would do so, citing similar moves by presidents dating back to George Washington. “We have plenty of time. You’re talking about Jan. 20,” Trump said, referring to the date of the next inauguration.Ginsburg’s death on Friday from cancer after 27 years on the court handed Trump, who is seeking re-election on Nov. 3, the opportunity to expand its conservative majority to 6-3 at a time of a gaping political divide in America.
Metro Sport ReporterSunday 7 Jun 2020 12:19 pmShare this article via facebookShare this article via twitterShare this article via messengerShare this with Share this article via emailShare this article via flipboardCopy link3.9kShares Charlie Nicholas sends warning to Manchester United and Ole Gunnar Solskjaer over Bruno Fernandes-Paul Pogba partnership Advertisement Paul Scholes has dismissed comparisons with Fernandes (Picture: Getty)‘I think we’re totally different, he has the skills to go past a man.‘The only comparison is the shooting, we both think about goals and where our centre-forward is going to be.‘His set-pieces are brilliant, I was useless at set-pieces so that’s another comparison gone down the drain.’Follow Metro Sport across our social channels, on Facebook, Twitter and Instagram.For more stories like this, check our sport page.MORE: Manchester United to consider Daniel James loan if Jadon Sancho is signedMORE: Rooney reveals what he thought of Roy Keane after first Man Utd training session Comment Charlie Nicholas has revealed his concern over Man Utd star Bruno Fernandes (Picture: Sky Sports / Getty)Charlie Nicholas doubts Bruno Fernandes and Paul Pogba will enjoy immediate success together at Manchester United.French World Cup winner Pogba and Red Devils January signing Fernandes started training together for the first time last week ahead of the Premier League restart later this month.Fernandes has quickly become a fans’ favourite at Old Trafford following his move from Sporting Lisbon and has been tipped to thrive alongside Pogba, who has missed much of the season through injury.But Arsenal legend Nicholas believes the duo may struggle to form a successful midfield partnership from the off and has issued a warning to Ole Gunnar Solskjaer over Manchester United’s top-four chances.AdvertisementAdvertisementADVERTISEMENTThe Red Devils are fifth in the Premier League – three points behind fourth-placed Chelsea – ahead of their first game back against Tottenham on June 19.‘With Manchester United, everyone is expecting them to kick on, I don’t actually see that,’ Nicholas told Sky Sports.‘I don’t know how everyone is pairing Pogba and Bruno Fernandes to say it is going to be perfect at the start, I don’t think it will be. Pogba is back fit following a lengthy injury lay-off (Picture: Getty)‘I think the big danger for the top-four is potentially Wolves.‘I really do think that Wolves have got themselves into a position, they love playing teams away, they tend to get big results and after the massive amount of games they have played so far this season, they have had a rest and will be fresh and fit and ready to go and with very little danger on them.‘I think they are the big danger to make the top four.’More: FootballRio Ferdinand urges Ole Gunnar Solskjaer to drop Manchester United starChelsea defender Fikayo Tomori reveals why he made U-turn over transfer deadline day moveMikel Arteta rates Thomas Partey’s chances of making his Arsenal debut vs Man CityManchester United fans and even manager Solskjaer have compared Fernandes to Red Devils legend Paul Scholes since his arrival a few months ago.But Scholes feels he was ‘totally different’ to Fernandes, telling MUTV: ‘I don’t think I was a player like him, I know there’s been a few comparisons but I just think we’re totally different.‘I think he plays higher up the pitch, I think he’s got great skill to beat a man, he looks like he wants to score goals, he’ll shoot from anywhere, he’s capable of playing a pass.‘His set-pieces are good, his free-kicks are good. All of a sudden they look like they’re going to create, they look like they’re going to score goal every time he’s in possession of the ball. Advertisement
48-50 Livistonia Close, Bushland Beach. Picture: realestate.com.auThe cooler weather has finally hit Brisbane as winter takes hold, so for those looking for a warm escape, we’ve headed north.The temperatures don’t dip as low and homes in the north of the state make the most of bringing the outside in and allowing cool breezes to enter.At Townsville, offers over $1.35 million will secure this luxury home at 48-50 Livistonia Close, Bushland Beach. 44 Kewarra St, Kewarra Beach. Picture: realetsate.com.auMore from newsMould, age, not enough to stop 17 bidders fighting for this home3 hours agoBuyers ‘crazy’ not to take govt freebies, says 28-yr-old investor3 hours agoThe four-bedroom home is listed for offers over $2 million through Nicholas Slatyer of Belle Property – Cairns.The home is on 1649sq m of land and the property has direct beach access.The architect-designed house has soaring apex timber ceilings and an open plan design. It has U-shaped verandas and multiple living areas.There is an inground swimming pool which overlooks the ocean and a pool house, which has a full bathroom.In Port Douglas, a home at 5 The Lake Estate is listed for $1.2 million.The four-bedroom home is listed through Grant Law of Tony McGrath Real Estate – Port Douglas. 5 The Lake Estate, Port Douglas. Picture: realestate.com.auThe property, known as Kokomo, is a luxury home within the gated Lake Estate.It has a swimming pool and a pool deck plus an outdoor entertainment area.The entrance corridor provides access to three of the four bedrooms. Two of the bedrooms share access to a two-way bathroom, the third has its own ensuite.There is an open-plan living area and the kitchen has a servery direct to the outdoor area. 48-50 Livistonia Close, Bushland Beach. Picture: realestate.com.auThe five bedroom home is listed through Glenda Worrall of Elite Properties Townsville – Hermit Park.The home is on 1950sq m at the beach.On the bottom level is a kitchen, living room, study, guest quarters and ensuite.There is also a private sitting room. Upstairs is the main bedroom which has a walk-in robe and two other bedrooms.There is a theatre room on this level and a balcony. The home has a swimming pool, and outdoor gazebo with kitchen for entertaining on those warm winter days.Further north, in Cairns, is a waterfront home at 44 Kewarra St, Kewarra Beach.
Barking & Dagenham said the majority of the funding for Aberdeen’s mandate would come from equities, with a further £12m drawn from cash holdings.Aberdeen was appointed only six months after the fund first tendered the mandate, beating 10 rivals to the position, and will be expected to return 4-5% above LIBOR.According to a report from the fund’s most recent pension committee meeting, it will also push ahead with plans to invest in social housing, examining two possible mandates recommended in a report by consultancy Aon Hewitt.The social housing investment would be part of its attempt to reach full funding, with the report describing the asset class as a “fairly secure investment” that could return 2-3% above index-linked Gilts.The local authority currently hopes to achieve full funding by 2033, raising coverage above the 71% funding it reported as part of its triennial valuation.Barking & Dagenham, one of the local authority schemes invested in a £700m Hermes Fund Managers vehicle, which last week announced £201m in new capital, also confirmed the amount committed by the Santander UK Group Pension Scheme.Reporting on HIF’s performance, the fund noted that Hermes held a second close at the end of last year, which saw an £80m commitment by the Santander scheme.“As a result, Hermes made a capital distribution on 24 January of approximately £5.8m,” the report added.Hermes was tied with Baillie Gifford as the fund’s best performing manager when measured by benchmark outperformance over the past 12 months.The firm, actively managing a £114m equity mandate, was also ahead of Hermes whem measuring absolute return performance, returning 12% compared with 11.2% for Hermes over a 12-month period. London’s Barking & Dagenham local authority scheme is to cut its exposure to global equity, instead allocating £50m (€63m) to a diversified alternatives mandate managed by Aberdeen Asset Management.The £666m fund also said it had drawn up a shortlist of managers for a proposed social housing mandate, but did not disclose their names.The appointment comes as the scheme agreed a new strategic asset allocation, cutting its global equity exposure by 6 percentage points to 45%.It also cut 1 percentage point from its strategic allocation to global credit and senior loans.
The First Home Loan Deposit Scheme was expected to half the time taken to drum up enough of a deposit to take out a mortgage.Scomo looks set to become the ultimate sugar daddy to 10,000 young people off his $500m 5 per cent mortgage deposit scheme. Here’s the lowdown on how to unpack that.Video Player is loading.Play VideoPlayNext playlist itemMuteCurrent Time 0:00/Duration 1:27Loaded: 0%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -1:27 Playback Rate1xChaptersChaptersDescriptionsdescriptions off, selectedCaptionscaptions settings, opens captions settings dialogcaptions off, selectedQuality Levels720p720pHD540p540p360p360p270p270pAutoA, selectedAudio Trackdefault, selectedFullscreenThis is a modal window.Beginning of dialog window. Escape will cancel and close the window.TextColorWhiteBlackRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentBackgroundColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentTransparentWindowColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyTransparentSemi-TransparentOpaqueFont Size50%75%100%125%150%175%200%300%400%Text Edge StyleNoneRaisedDepressedUniformDropshadowFont FamilyProportional Sans-SerifMonospace Sans-SerifProportional SerifMonospace SerifCasualScriptSmall CapsReset restore all settings to the default valuesDoneClose Modal DialogEnd of dialog window.This is a modal window. This modal can be closed by pressing the Escape key or activating the close button.Close Modal DialogThis is a modal window. This modal can be closed by pressing the Escape key or activating the close button.PlayMuteCurrent Time 0:00/Duration 0:00Loaded: 0%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -0:00 Playback Rate1xFullscreenThe 5% deposit scheme explained!01:27Prime Minister Scott Morrison, aka Scomo, set a January 2020 start for his First Home Loan Deposit Scheme — an election promise designed to get first-timers into property earlier and cheaper.Scomo would become the ultimate sugar daddy, with the Federal Government stepping in as guarantor for approved applicants on “the additional loan amount taken out by the first homebuyer to cover the difference between the amount of the first homebuyer’s deposit and 20 per cent of the value of the property”.MORE: String of properties sell in daysLowest home loan rates revealedAdani approval housing boonTen thousand people will be recipients of the scheme annually, just one tenth of the number of first homebuyers last year, but it will get them into their own home “years earlier than they would normally be able to do”, is Scomo’s plan.Lenders mortgage insurance would also be scrapped for them — slashing about $10,000 of their start-up costs.Mortgage Lenders Insurance would also be scrapped for the 10,000.He calls it a game changer, but not everyone is convinced all the boxes have been ticked.CoreLogic research analyst Cameron Kusher’s concern is whether the scheme will “really help first time buyers”.“Over the past 10 years there has been an average of 103,485 first homebuyer finance commitments per annum. Given this, only around 10 per cent of first home buyers will be able to access this scheme,” was his first concern.As well, he said, “a 20 per cent deposit is not actually required to take out a mortgage”.“Buyers can borrow with less than a 20 per cent deposit. If they choose to do so, LMI is either an additional upfront cost or amortised into the mortgage amount. LMI is not transferable so if you choose to refinance or sell and purchase but still have less than 20% equity, LMI will be payable again”.More from newsParks and wildlife the new lust-haves post coronavirus12 hours agoNoosa’s best beachfront penthouse is about to hit the market12 hours agoBut Normal credit checks would also still apply, Mr Kusher said.“Over the past four years or so it has become increasingly more difficult to access a mortgage and borrowers participating in this scheme will still need to pass the normal credit checks.”Video Player is loading.Play VideoPlayNext playlist itemMuteCurrent Time 0:00/Duration 0:58Loaded: 0%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -0:58 Playback Rate1xChaptersChaptersDescriptionsdescriptions off, selectedCaptionscaptions settings, opens captions settings dialogcaptions off, selectedQuality Levels720p720pHD432p432p216p216p180p180pAutoA, selectedAudio Tracken (Main), selectedFullscreenThis is a modal window.Beginning of dialog window. Escape will cancel and close the window.TextColorWhiteBlackRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentBackgroundColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentTransparentWindowColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyTransparentSemi-TransparentOpaqueFont Size50%75%100%125%150%175%200%300%400%Text Edge StyleNoneRaisedDepressedUniformDropshadowFont FamilyProportional Sans-SerifMonospace Sans-SerifProportional SerifMonospace SerifCasualScriptSmall CapsReset restore all settings to the default valuesDoneClose Modal DialogEnd of dialog window.This is a modal window. This modal can be closed by pressing the Escape key or activating the close button.Close Modal DialogThis is a modal window. This modal can be closed by pressing the Escape key or activating the close button.PlayMuteCurrent Time 0:00/Duration 0:00Loaded: 0%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -0:00 Playback Rate1xFullscreenHow much do I need to retire?00:58“Given this, the scheme, as proposed, is not going to result in anyone that currently can’t access a mortgage to take out a mortgage.”“What it will mean is that people that already qualify for a mortgage can potentially avoid LMI and they can also purchase with a smaller deposit.”It was positive that first homebuyers would be able to borrow with a smaller deposit and without LMI so “they can potentially own a home earlier”.But he said “from a housing affordability perspective it is difficult to see how this policy actually helps”.“If anything,” he said. “it might increase demand from first home buyers and lead to higher prices within the price points that fit with maximum loan sizes which have not yet been determined.”He suggested the government look at town planning reform to boost supply by allowing higher density developments in high demand areas.Infrastructure upgrades and rethinking inefficient taxation transactional taxes such as stamp duty could also open up new areas.The scheme was expected to be run by the National Housing Finance and Investment Corporation with access restricted to borrowers earning less than $125,000 individually or $200,000 combined for a couple.FOLLOW SOPHIE FOSTER ON FACEBOOK
Middletown, Oh. — A report from the Cincinnati Enquirer says a Middletown High School football coach has resigned after threats and verbal abuse from parents and community members.Head coach Lance Engleka has one win over the last two seasons and released the following statement :“The online death threats, threats of physical violence, personal and deceitful attacks from parents and community members, and verbal abuse leveled against myself, my family, and my coaching staff have devolved into an unsafe environment which I refuse to tolerate. These threats of physical harm and verbal abuse stem from the misguided community perspective on the irrational importance on winning high school football games, unrealistic expectations from parents related to their son’s abilities and future prospects, and parental belief that bullying coaches is an acceptable method of communication. I understand the high-profile nature and acceptable criticism associated with being the head football coach at Middletown High School, however, winning and losing at the high school level should not be a life-threatening situation.”Engleka will remain on staff as the Dean of Students.