Apple Changed the Music Industry, Can it do the Same for PaymentsThe introduction of the iPod and iTunes significantly changed the music industry and how we purchase and listen to music. With the announcement last year of Apple getting into the payment space the question now is can they disrupt the payment industry.Mobile payment (M-Payments) is not new and the technology has been around of quite some time. But outside of Africa and the success of M-Pesa in Kenya, M-Payments have not taken off in a big way. In more developed markets there are plenty of payment options from cash (plenty of ATMs) to credit cards to internet transfers. Many of these options are very cheap if not free so M-Payments do not fill an empty void and in most cases are competing with accepted and cheap alternatives.There has been some progress on M-Payments in the telecom space as the ability to use load (pre-paid air time) to pay for digital items has been enabled for some time. In markets like the Philippines there are apps that allow users to gift load to their friends making load something of a mobile currency. There are clearly limits to this and most of the advancements in the telecom space has been restricted to non-physical purchases.So what has held back M-Payments in more mature markets beyond the competition of other options? There is the physical infrastructure at the point of purchase (POS) that has been lacking as well as competing technologies and industry groups. This is where Apple could push things forward. Given their size and the number of Apple mobile phones in the market, they might just have the market muscle to get other players to move. continue reading » 4SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr
Share Related Articles Submit StumbleUpon Share Bet-at-home maintains 2020 outlook as regulatory headwinds loom August 3, 2020 Top 50 clubs suffer €751m decline in brand value July 31, 2020 Betfred debuts new rockabilly TV campaign promoting ‘Nifty Fifty’ live draws July 31, 2020 From sponsorship to the ever-expanding world of football media coverage, when it comes to the business of football, SBC has got you covered. The first biweekly review tackles the continuing saga of overseas TV rights money, as well as looking at some of the winners and losers from World Cup Russia 2018 qualification.Sky Sports backlash over Amazon Man City dealSky Sports executives have voiced their distaste over a £10 million “fly-on-the-wall” documentary series on Manchester City, set to be broadcast on Amazon Prime.City is said to be close to finalising a deal with the online giants, despite Sky holding the rights for all Premier League club coverage. The documentary will have an “access all areas” approach, in a similar vein to the Being: Liverpool series that was broadcast on Channel 5 back in 2012.This is the latest attempt from online broadcasters to penetrate the highly lucrative English football market, and Sky has already announced that it will be cutting prices in response to the intensified competition. No resolution in Premier League TV rights money disputeThe Premier League’s top six accepted defeat in their longstanding battle to gain a greater share of the £3 billion the Premier League receives from overseas television broadcasting deals. Since the formation of the Premier League, the money generated from the overseas TV rights has been split evenly amongst the 20 Premier League clubs, however, as the value of England’s top division grew, the top six have become more vehement with their arguments that they deserve a bigger proportion of the pot.Ahead of the latest round of TV bidding rights in 2019, the debate simmered once again with Arsenal, Chelsea, Manchester City, Manchester United, Liverpool and Tottenham all demanding that 35% of overseas TV money be distributed as prize money based on league standings. Nonetheless, the meeting between club executives, which was due to be held next Wednesday was called off by the Premier League, who concluded there was “no consensus for change.”New potential first lady of football had Anfield bid rejectedIt has been reported that Liverpool owners Fenway Sports Group dismissed a £1.5 billion bid for the club from a consortium led by the businesswoman, who’s being touted as the next Newcastle owner, Amanda Staveley.According to a national newspaper in Dubai, Staveley and the PCP Capital Partners Group were locked in drawn-out negotiations with FSG last year, before the deal was called off at the last minute. Foxes cashing in on heroic Champions League runDetailing how last season’s Champions League money was distributed Uefa revealed that Leicester City FC €81.7 million (£73 million), an amount that was only topped by Italian champions Juventus, who netted a tidy €110.4million from their run in the competition. On the other hand, the competition’s winners Real Madrid pocketed €81.1 million from the tournament. The money is distributed based on how big each country’s tv deal is and how far each club progressed in the tournament.Financial prosperity continues for German giantsGerman champion Bayern Munich has announced record turnover of €640.45million (£573.28 million) for the 2016-17 season.The news came at last weekend’s AGM, where the club detailed pre-tax profits of €66.2 million (£59.23 million) and post-tax profits of €39.2 million (£35 million), up 22.2% and 18.6% from the previous year.The financial strength came during a season that featured mixed success on the pitch, with Bayern recording a fifth successive Bundesliga victory but falling short in both the Champions League and DFB Pokal.Chief Financial Officer Jan-Christian Dreesen told the club’s website: “Our failure to progress beyond the quarter-final of the Champions League against Real Madrid and not reaching the DFB-Pokal final cost us around €25million.“However, we were still able to make gains and remain one of the top clubs in Europe financially.”World Cup qualification set to give Egyptian economy timely boostThe Egyptian national team’s last-gasp World Cup qualification looks likely to give the unstable North African state a much-needed economic boost.Liverpool’s Mohamed Salah converted a penalty in the dying seconds of their match against Congo, giving The Pharaohs the narrowest of victories, and sending them to their first World Cup since Italia 90.The Egyptian economy, heavily reliant on tourism and crude oil export, crashed in the aftermath of the 2011 Arab Spring and is still trying to find its feet six years on.But it’s nevertheless a football-mad country, and the Borg El Arab Stadium in Alexandria was filled to its 86,000 capacity to watch them book their place in Russia. Companies are expected to invest as the tournament nears, and advertising budgets are expected to benefit the country further.There were contrasting fortunes for the USA however, who failed to qualify for the World Cup for the first time since 1986, after suffering a shock defeat at the hands of Trinidad and Tobago. Heartbreak for the US, led to elation for minnows Panama as they took the third spot in the group and qualified for their first ever World Cup, so ecstatic was the Panamanian President with the success, that he declared the following day to be a national holiday. ____________________________The Betting industry’s relationship with Football and its wider stakeholders will be discussed at the ‘Betting on Football 2018’ (#bofcon2018) conference. Click on the below banner for more information…
A man has been arrested following a dramatic car chase which resulted in Gardai operating a stinger device close to Muff on Thursday evening.At least one Garda vehicle was damaged during the high-speed chase.The man, who is in his 40s, was pursued by multiple Garda vehicles before being apprehended. He is expected to appear in court shortly.Gardai arrest man in Inishowen after dramatic car chase was last modified: June 14th, 2019 by Staff WriterShare this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window)
Sean Kavanagh’s first goal for Fulham gave Kit Symons’ side the lead against Championship front-runners Norwich.The 20-year-old, on only his fourth appearance, finished off a flowing counter-attack with an emphatic finish past John Ruddy.The goal, on 21 minutes, came against the run of play as Norwich dominated territory and possession but without making Whites keeper Marcus Bettinelli work.For all of Norwich’s probing, they were unable to find a route past centre-backs Nikolay Bodurov and Dan Burn, and Fulham punished them on the break.Scott Parker started the attack by feeding Hugo Rodallega, and Lasse Vigen Christensen laid the ball off for Kavanagh to drill home.Bettinelli’s only save came from a Wes Hoolahan half-volley on the turn, which floated into his hands, and Fulham came close to doubling their lead on 38 minutes but Burn’s header from a corner was cleared off the line by Hoolahan.Fulham (4-1-2-1-2): Bettinelli; Hoogland (Zverotic 22), Bodurov, Burn, Stafylidis; Parker; Christensen, Kavanagh; Ruiz; Rodallega, McCormack.Subs: Kiraly, Hutchinson, Roberts, Dembele, Williams, Hyndman.Follow West London Sport on TwitterFind us on Facebook
Share Facebook Twitter Google + LinkedIn Pinterest An update with Ohio Corn and Wheat’s John Torres on the Lake Erie Bill of Rights (LEBOR). Dale Minyo of Ohio Ag Net caught up with John at the 2019 Commodity Classic in Orlando.
Looking for more filmmaking inspiration? Check out these articles.How the Buddy Comedy Continues to Enamor AudiencesHow the Team Behind Thor: Ragnarok Crafted an Epic Action FilmHow David Fincher Shot and Edited Netflix’s “Mindhunter”Learn How Legendary Filmmaker David Fincher Tracks His CharactersHow to Stylize Your Cinematography Like Wes Anderson Wonder Woman: The Art and Making of the Film (Titan) — $39.95Typically, art books from comic book films feature little to no informational text on the making of the film itself. However, Wonder Woman: The Art and Making of the Film breaks away from that norm and offers full, written breakdowns about crafting the world of the movie.The book, unlike others on the list, often uses photography stills rather than concept art to showcase a specific design or production breakdown. While more concept art would be great, the production stills are a welcome change. This title also offers 3D renders of sets to show you the full scale of some of the sets the filmmakers used.The Making of Dunkirk (Titan Books) — $46.65The Making of Dunkirk is very much a filmmaker’s book. It documents the full making of the historical epic — the title isn’t even The Art of Dunkirk, it’s The Making of Dunkirk, and it often reads like a biography rather than a volume of concept art.The book delves deep into the production of the film, covering issues such as procuring ships and planes from that era and production difficulties — like rigging an ARRI to the wing of a Spitfire.A surprising rarity among art books, The Making of Dunkirk also explores the film’s post-production. (Sound design and scoring are at the forefront of that chapter.) This volume is a real complement to the film, and if we never receive a “making-of” documentary, this is the next best thing. The Art and Soul of Blade Runner 2049 (Titan) — $39.95One of the first things you’ll notice about The Art and Soul of Blade Runner 2049 is its size. It’s 2cm taller and 6cm wider, which allows you to appreciate the finer details of this dystopian world.Blade Runner 2049 was arguably one of the most stylistic feature films of 2017. (Considering the film is a sequel to one of the most stylistic and influential sci-fi films of all time, it was always going to be spectacular.) The Art and Soul of Blade Runner 2049 offers an informative look at the making-of the sequel, from the design of the technology to intricate designs such as the neon adverts.Filmmaking aside, the book also gives readers more about the environment and lore of the world of Blade Runner 2049, since the mythos of Blade Runner 2049, for the most part, is only available in the two films, unlike Star Wars and Marvel titles. In The Art and Soul of Blade Runner 2049, we explore characters and locations and additional information not present in the film.Like The Making of Dunkirk, this book also dives into the production aspect of the film. It offers insight into the construction of the sets, location lighting, and the production challenges of making this film.The Art of Guardians of The Galaxy Volume 2 and The Art of Thor: Ragnorak (Marvel Worldwide) — $50.00The Marvel art books typically don’t offer as much production insight as the other books on our list. You can browse through 5-10 pages and read fewer than a dozen paragraphs of text. The books are very concept art-heavy, but as Thor: Ragnorak and GoTG V2 are visual spectacles, you’ll find a heap of inspirational art with outstanding character and production design on every page.For aspiring set designers, VFX artists, costume designers, prop makers, and other filmmakers, these books are a treasure trove of information. As I mentioned in the introduction, films adapted from comic books often have an abundance of material to work with, and as a result, you’ll find many, many character designs throughout. It’s often daunting to see how many choices the filmmakers began with, and how a given character would have ended up completely different if the director went with design three over design five.It’s important to note that Marvel art books are often printed in limited runs, and once they sell out, that’s it. Some of them can become as expensive as the older comics they are based on. Now that we’ve all made it through 2017, let’s take a look back at the best, most inspirational film art books of the year.For the past few years, companion film art and making-of books have risen in popularity. They’re the perfect tie-in merchandise that reels in a variety of consumers: the collector, the super fan, the filmmaker, and the artist.Art books rose to prominence with the surge of comic book movies. Because many comic characters have dozens of costumes and aliases, there’s a lot of design to draw from — and with that, a lot of design work to fill a book. However, over the last decade, we’ve also seen art books accompany films outside of the animated and superhero genres, such as Dunkirk and Mad Max: Fury Road.With that said, let’s have a look at some of the best books of 2017.The Art of Star Wars: The Last Jedi (Abrams) — $40Since the release of Star Wars: The Force Awakens back in 2015, each Star Wars film has inspired an art book published by Abrams Books (No tie to TFA director J.J. Abrams). Unsurprisingly, these books are the crème de la crème of art books. Rich with pre-production notes and concept art, production highlights, and composite renders from post-production, the book is full of information for all kinds of filmmakers. From cinematographers to costume designers, filmmakers everywhere can draw inspiration from these books.Unlike many other books in this list, the books from the Art of Star Wars series are text-heavy. Author Phil Szostak digs incredibly deep into the process of making a Star Wars film, and you’ll often find written contributions from the filmmakers themselves. Each chapter explores the stunning visual world created by the artists at Lucasfilm, and most importantly, there’s even a page dedicated to the creation of Porgs.
Essential Reading! Get my 2nd book: The Lost Art of Closing “In The Lost Art of Closing, Anthony proves that the final commitment can actually be one of the easiest parts of the sales process—if you’ve set it up properly with other commitments that have to happen long before the close. The key is to lead customers through a series of necessary steps designed to prevent a purchase stall.” Buy Now Being a consultative salesperson and a trusted advisor requires you to be proactive. Being proactive creates greater trust, destroys latent dissatisfaction, and moves you to a higher level of value creation as a salesperson. Here are five actions you can take to be proactive now.Lead Your Clients: If you wait for your clients (or dream clients) to raise their hand and tell you they need your help, you aren’t leading. One of the reasons there is so much latent dissatisfaction (read lack of pain) is that most of your prospects don’t know how dissatisfied they should be. They count on smart, business savvy salespeople to keep them informed on what is happening in their industry and what is possible. Some of the ways you create value is by leading your client, by showing them the performance they are capable of, by helping them identify and close gaps, and by helping them build the case for change.Share Solutions: We are taught not to prescribe before we diagnose. This approach is always right, except when it isn’t. In some cases, being proactive means you have to present a solution before your client agrees they have a problem, and before they are willing to work on that problem. Sometimes it can take months or years to gain agreement around a change. But your job is to be proactive, and being proactive means showing your clients the biggest, best, most value creating solution possible, even if they aren’t ready to change, and even if they can’t swallow the whole thing in one bite.Be Resourceful: The trick to being proactive is to move from quarter to quarter with new ideas and new initiatives. The trick is to never grow complacent, to never run out of “what’s next.” Being proactive means you have to come up with new ideas and new applications. It means you have to transport ideas from one industry to another, and you need to figure out how to port them over. You need to work with your team to answer the question, “How do we create the next level of value for this client?” New ideas make you a resource. No ideas makes you a liability.Schedule Implementation Meetings: When you sell something, you are accountable for ensuring your client obtains the results. One of the best ways you can make this happen is to schedule and lead implementation meetings to ensure that you handoff the operations piece of what you sell to the team who will deliver those results. There is no reason to wait until you have challenges—and you will have challenges—to work through the known issues and the likely challenges. Being proactive in handing off relationships and responsibilities makes it easier to overcome the problems, challenges, and roadblocks.Schedule Quarterly Business Reviews: First, proactively take credit for the good work you have done. Too many salespeople and sales organizations fail to take credit for the 98.2% of what went right and focus on the 1.8% that went wrong. Second, resolve the outstanding issues that make up that 1.8%. Then, present your ideas to improve over the next quarter. If you are going to be collaborative, then ask your client to share with you the changes they believe you need to make over the next quarter. You may be doing excellent work, but dissatisfaction finds it’s way into your client’s company when complacency finds its way into yours. Make being proactive a process.QuestionsWhat one thing, if implemented now, would radically help your client or prospect improve their results?How many ideas do you have that would radically improve your client’s performance? How can you develop even more ideas and initiatives?How do you head off common problems and challenges before they occur?What formal process for being proactive do you have in place now?
Essential Reading! Get my 3rd book: Eat Their Lunch “The first ever playbook for B2B salespeople on how to win clients and customers who are already being serviced by your competition.” Buy Now Every one of the following deals was worth millions of dollars a year. I lost all of them.The New StakeholderI was right in the middle of the process of winning what would have been a dream client. Then, one of the stakeholders left and new person took his place.I believed I had the consensus I needed to win the opportunity. That confidence caused me to underestimate the effect that a new stakeholder would have on the rest of a relatively large group of people. I didn’t spend enough time with him, believing I was okay. I wasn’t okay. I lost a deal I might have won had I respected the new stakeholder enough to go and discover his needs.I Already WonThere were only two companies competing for my prospect’s business. I had five meetings with the decision-maker, and I had pages and pages of notes. I built the exact solution that he told me he wanted. I had done such a god job, he had given me a verbal commitment.The next week he called and told me he had chosen our competitors. I asked why, and he gave me an answer: he heard something from them he never considered, but was enamored enough with the idea to change his mind. I didn’t gain a commitment to have a follow-up conversation with him should he discover he had a concern. I lost.The Wrong ProcessI received a call from a prospective client asking me to compete for their business. They were an enormous user, and I agreed to take part in their process. But I was never allowed to meet with anyone other than the purchasing manager who was in charge.This process didn’t serve me. Really, it didn’t serve the client. I knew in my gut that it was a waste of time, but the purchasing manager was so receptive and so agreeable to most everything else I asked for, I competed. Later, it became clear that he had chosen his supplier long before he brought me into the process, and following his process did nothing to give me a real opportunity to compete. I was the stalking horse.I should have sold him on giving me the commitment I needed, which would have been to change his process. But I naïvely believed I was really competing.I could easily add to this list the times I was confident I created enough value to command a higher price, the times I had believed I was winning only to find out I had lost, or the times I had believed that my dream client was going to fire their partner only to have their existing supplier leverage their relationships to keep the business.I could add the times when I tried too hard to win a deal, the times that I didn’t try hard enough, and the times my deal strategy backfired.You don’t learn to sell without losing. When you lose, you are provided with an opportunity to learn. Provided you are honest with yourself and provided you accept the responsibility for losing.
Don’t miss out on the latest news and information. Manny Pacquiao part of 2019 SEA Games opening ceremony PLAY LIST 00:36Manny Pacquiao part of 2019 SEA Games opening ceremony00:50Trending Articles00:50Trending Articles01:29Police teams find crossbows, bows in HK university01:35Panelo suggests discounted SEA Games tickets for students02:49Robredo: True leaders perform well despite having ‘uninspiring’ boss02:42PH underwater hockey team aims to make waves in SEA Games01:44Philippines marks anniversary of massacre with calls for justice01:19Fire erupts in Barangay Tatalon in Quezon City Google honors food scientist, banana ketchup inventor and war hero Maria Orosa Read Next Photo by Randolph B. LeongsonWhile Manny Pacquiao doesn’t find Mike Alvarado a palatable foe on April 14, the eight-division world champion may yet sign the contract being dangled by Top Rank promoter Bob Arum.That’s because agreeing to fight Alvarado rather than his opponent of choice, Lucas Matthysse, will assure Pacquiao of a bigger, more rewarding fight against either Terence Crawford or Vasyl Lomachenko in November.ADVERTISEMENT Padda hopes Lady Falcons find groove vs champs LATEST STORIES AFP official booed out of forum Pussycat Dolls set for reunion tour after 10-year hiatus MOST READ Families in US enclave in north Mexico hold sad Thanksgiving Brace for potentially devastating typhoon approaching PH – NDRRMC John Lloyd Cruz a dashing guest at Vhong Navarro’s wedding “That’s going to be up to Mr. Pacquiao,” Arum said. “I’m going to be like Switzerland having both of these guys. Both can make good money fighting Pacquiao and I’m going to let Manny, assuming everything works out in April, make the decision.”Pacquiao must hurdle Alvarado first if he wants another megabuck bout. LOOK: Iya Villania meets ‘Jumanji: The Next Level’ cast in Mexico And to make the offer even more enticing, Pacquiao will be given the leeway to choose between Crawford or Lomachenko, both of whom are regarded among the world’s best pound-for-pound fighters.Preferring to pit his fighters against each other, Arum has Pacquiao (59-7-2, 38 KOs) calendared to battle Alvarado (38-4, 26 KOs) in an ESPN card headlined by Crawford against Jeff Horn for the WBO welterweight crown.FEATURED STORIESSPORTSWATCH: Drones light up sky in final leg of SEA Games torch runSPORTSLillard, Anthony lead Blazers over ThunderSPORTSMalditas save PH from shutoutThe 86-year-old Arum expects Pacquiao to score an impressive win, even via knockout, over Alvarado, at Mandalay Bay Events Center.Arum told Ring TV.com that Pacquiao’s fight in the fall will be against either Crawford, provided that he beats Horn, or Lomachenko. Typhoon Kammuri accelerates, gains strength en route to PH View comments
Their confidence sky-high after an unbeaten run in the league stage, a vivacious India will lock horn with arch-rivals Pakistan in what promises to be a cracker of a final in the inaugural Asian Champions Trophy hockey tournament in Ordos on Sunday.After their pulsating 2-2 draw in the group match on Friday, the stage is set for another thrilling encounter between the traditional rivals.In the group match, India fought back after being 0-2 down as both teams played a cautious game intent on reaching the final.Sunday should see a thriller as both have nothing to lose, though the hockey fans in both the nations would love to see their respective teams to triumph.India have done well to reach the final. Critics and a host of former players believed that the team without the stars will not be able to deliver. But Michael Nobbs’ team has surprised many.India is the only unbeaten team in the championship and with a goal difference of +7, it is ahead of the others in the scoring department.The forward line has been India’s biggest trump card in the Champions Trophy. From the moment, they beat China 5-0, the momentum was there to piggy back on.Twice, India has fought back from deficits against Malaysia they were losing 1-2 and drew the match 2-2. Against Pakistan they were down 0-2 and fought back with two goals.It is that spirit that India would play on in the final against Pakistan.”This team has handled pressure like pros. They needed an incentive and now the team has got it by playing a final.advertisementWhatever the result, we will throw everything into the match,” India’s coach Nobbs said.